Commercial Property in Alaska

In Alaska, your property investment faces risks most of the country never has to plan for: extreme cold, heavy snow loads, seismic activity, and a remote supply chain that can slow down repairs after a loss. Business Insurance Associates builds commercial property policies for Anchorage and Alaska business owners that account for these realities from the start.

What Commercial Property Insurance Covers

A commercial property policy is often the foundation of a business owner's policy. Depending on your business, coverage can include:

• Building coverage for fire, wind, snow, and vandalism damage
• Business personal property, including inventory, furniture, and equipment
• Business interruption coverage for lost income during repairs
• Equipment breakdown coverage for mechanical and electrical systems
• Ordinance or law coverage to meet current building codes after a loss

If you also work in the trades, our construction and contractors insurance page covers builders risk and job site exposures.

Earthquake and Natural Disaster Coverage in Alaska

Alaska is one of the most seismically active regions in the country, yet earthquake damage is typically excluded from a standard commercial property policy. We help business owners add earthquake coverage and review exposure to wildfire, flooding, and spring thaw damage. Because parts of Alaska rely on barge and air freight for materials, we also make sure your policy accounts for longer repair and replacement timelines after a covered loss.