Short term disability coverage is extremely affordable and readily available, yet represents an often missing ingredient in the overall financial protection of a family. Statistics show that 3 in 10 workers will become disabled before retirement, and those unprotected will lose millions of dollars in income. As a business owner, a small group short term disability program can be an added benefit for your employees, and it doesn't cost you anything. Depending on the plan, premium payment may be set up as an automatic pre-tax payroll withdrawal, lowering the tax burden for both the business and the employee. Additionally, it can provide an additional layer of protection for workers compensation claims.
Business Insurance Associates, Inc. has access to a number of top rated national and regional medical and health benefit providers, allowing us to craft programs specifically tailored to your business needs, addressing the exposures you want coverage for, and doing so at competitive rates.
To receive more information on short term disability or other medical and health benefit coverages, contact us below: