Food & Drink Establishments
Food & Drink Establishments

Restaurants
Cafes
Bars & Taverns
Food Delivery
Vendors
Coffee Shops
Hotels & Inns
Lodges
Bed & Breakfast

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Timothy Gibson & Angela Pobieglo
Account Executives
    "If the divine creator has taken pains to give us delicious and exquisite things to eat, the least we can do is prepare them well and serve them with ceremony." - Fernand Point


    Over the last fifteen years, Business Insurance Associates, Inc. has delivered professional risk management solutions for dozens of food and beverage service companies. The risk exposures faced by these firms can vary greatly from establishment to establishment, and require vigilant risk management aimed at delivering professional solutions to tomorrow's challenges...today.

    Angela M. Pobieglo and Timothy W. Gibson, account executives at Business Insurance Associates, Inc., manage the restaurant and beverage service program, currently handling numerous well known dining establishments in Alaska. In total, the two bring nearly thirty years of experience in designing, building and servicing restaurant and drinking establishment insurance and risk management programs.
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    Restraurant & Drinking Establishment Risk Management

    The risks a restaurant or drinking establishment faces consists of those that are inherent with operating this type of business, and those that are unique, or varying based upon the size, scope and nature of the operations. Business Insurance Associates, Inc. will assist you in identifying the risks and developing loss-control and risk mitigation strategies in response, including the transfer or risk through common insurance policies.

    Restraurant & Drinking Establishment Insurance Programs

    Common commercial insurance coverages built into a restaurant or drinking establishment insurance program include General Liability, Employment Practices Liability, Fidelity/Fiduciary Coverage, Workers Compensation, Commercial Property & Contents, Liquor Liability, and Commercial Auto. For a no-cost, no-obligation risk assessment and insurance review, contact Business Insurance Associates at (907) 274-4142.

    Restraurant & Drinking Establishment Insurance Markets

    Business Insurance Associates, Inc. has appointments and access to top AM Best "A" rated carriers with programs built for restaurant and drinking establishments, on both an admitted and non-admitted basis. These include Zurich, Philadelphia Insurance Companies, Umialik Insurance Company, Alaska National Insurance Company, Northland Casualty, and more.